Web Resources
Buying and Owning a Home - Freddie Mac's Online Guide to the Homebuying Process
A Consumer's Guide to Mortgage Lock-Ins
A Consumer's Guide to Mortgage Settlement Costs
Consumer Handbook on Adjustable-Rate Mortgages (ARM)
Home Mortgages: Understanding the Process and Your Right to Fair Lending
Interest-Only Mortgage Payments and Payment-Option ARMs--Are They for You?
Looking for the Best Mortgage: Shop, Compare, Negotiate
Putting Your Home on the Loan Line Is Risky Business
What You Should Know about Home Equity Lines of Credit
The Truth About Mortgage Shopping - In the residential real estate industry a common entity has emerged in the last few years. It's called the "In-House Lender". Inner circles refer to it as the Mortgage/Real Estate Joint Venture (JV) and it's created as the joint ownership of a separate company to provide mortgage loans to the customers of the real estate agency. The joint owners are, of course, the Real Estate Broker and a Mortgage Lender. The JV is marketed as "an extension of services to you the customer" so that you may benefit from the convenience of "one stop shopping". That's Nonsense! Folks, it's about the money!
Lenders lacking a clean record with the BBB. The BBB states the mortgage industry receives the most complaints against them.
Help Fight Trigger Lists . Protect Yourself. Protect Your Identity. Learn what happens when your mortgage originator pulls your credit.